Proverbs 13:22, for Christian families
Build wealth that outlives you.
You got out of debt and saved faithfully. Find out what Scripture says comes next, and what your plan will really leave your children’s children.
01The problem
Most retirement plans are built for one generation. Scripture describes three.
A 401(k) is designed to be spent down over your retirement, and whatever is left is taxed again when your children inherit it. That can be a perfectly good plan and still leave far less for the grandchildren than families expect, or nothing at all if markets or health costs go the wrong way. If Proverbs 13:22 is your goal, it has to be in the plan on purpose.
02The calculator
What will your plan actually leave behind?
Put in your savings, your retirement age and how long you expect to live. The calculator draws your savings down year by year, takes out the tax your children would owe and shows what reaches each grandchild.
Open the grandchildren calculator
03The book
Two estate attorneys. One uncomfortable question.
After years of drafting estate plans for faithful couples, Jason Kenyon and Steve Gibbs kept asking, “Who are you building this for?” Kingdom Money is what they learned about the gap between conventional advice and the inheritance Scripture describes.
About the book04Giving
Give first, then plan the rest.
Gross or net? Retirement income? Bonuses? The tithe calculator shows your giving both ways, per year, month and paycheck, so you can decide in good conscience.
Open the tithe calculatorWhat Scripture says, topic by topic
All Bible verses about moneyThe bigger questions
All guidesA free book
Your children’s children are counting on decisions you make today.
Kingdom Money is written by two estate planning attorneys for Christian families who did everything right and still wonder what they will leave behind.
- Why the retirement “magic number” keeps moving
- How Matthew 6 and Proverbs 13:22 fit together
- What wealthy families and banks do differently
Answers
Does the Bible say money is evil?
No. 1 Timothy 6:10 says the love of money is a root of all kinds of evil. Scripture treats money as something entrusted to us, to be managed faithfully, given generously and passed on wisely.
Is it wrong for Christians to build wealth?
Scripture warns against trusting in riches and hoarding them for yourself (Matthew 6:19–21), and it praises saving, diligence and leaving an inheritance (Proverbs 21:20, 13:22). The question is what the wealth is for.
I followed the Baby Steps and I’m debt-free. What now?
Being debt-free gives you freedom to decide what to build. For many families the next questions are how much to give, how retirement will actually work and what will be left for children and grandchildren. Our calculator and the free book are a good place to start.
Is The Good Inheritance financial advice?
No. Everything here is general education. For decisions about investments, insurance, taxes or estate documents, talk to a qualified professional who knows your situation.
Scripture quoted from the King James Version.