Free calculator
Tithe calculator
On gross income
$8,500
a year, on $85,000 earned
On net (take-home) income
$6,314
a year, on $63,140 take-home
| Gross | Net | |
|---|---|---|
| Per year | $8,500 | $6,314 |
| Per month | $708 | $526 |
| Per paycheck (every 2 weeks) | $327 | $243 |
| Per week | $163 | $121 |
The difference is $2,186 a year. Net income here is a simple estimate: (income − pre-tax deductions) × (1 − tax rate).
Common questions
Should I tithe on gross or net income?
Christians differ in good conscience. Some give on gross income because taxes are part of what they earned; others give on take-home pay because that is what they actually receive. The calculator shows both so you can decide.
Do you tithe on retirement income?
Many Christians include pensions, Social Security and retirement account withdrawals in their giving, since that is their income in retirement. Some who already tithed on gross income while contributing to a 401(k) give only on the growth. Add your retirement income under “Other income.”
Should I tithe while I am in debt?
Most Christian teachers encourage giving even while paying down debt, because giving first is a matter of trust and priority (Proverbs 3:9). If 10% is not possible yet, start with a percentage you can keep and raise it.
Is tithing required for Christians?
The New Testament does not repeat the command to give exactly a tenth, but it calls believers to give generously, regularly and cheerfully (2 Corinthians 9:7). Many treat the tithe as a starting point.
For the background on the tithe, read Malachi 3:10 explained.

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